http://vickypham.com My Blog Thu, 11 Feb 2010 05:11:38 +0000 http://backend.userland.com/rss092 en Interest rates are at their all time lows, and it’s unfortunate that people can’t take advantage of that. Why? The whole subprime mess caused by banks have drastically reduced home values. Reduced home values have raised the loan-to-value ratio way over 105%. Who gets punished? The good homeowners who are ... http://vickypham.com/archives/204 Pho is pretty much all about the beef broth. Master the beef broth and you got yourself a smashing dish. To master the broth, you need to give yourself a couple of hours. Slowly simmering the beef bones is key. After that, everything else is pretty easy. ... http://vickypham.com/archives/201 Not too long ago, I was craving Vietnamese beef noodle soup, pho. What better way to warm myself up on these cold rainy days than a hot bowl of wonderfully delicious bowl of pho? So during lunch at work, I decided to try a new restaurant and headed to Mama's ... http://vickypham.com/archives/192 I have so much stuff on my plate. Sometimes I feel like pulling out my hair. Not only do I have my own personal matters to take care of, but I have to deal with other people’s personal matters as well, particularly my mom's. For some strange reason, I am the one ... http://vickypham.com/archives/185 I was browsing through the refrigerated section of Costco and found that they carry an assorted selection of pre-cut fruit. Initially, the thought of pre-cut fruit couldn’t be better. I’m always looking for ways to save time and having someone else cut up my fruit, well…there must be a ... http://vickypham.com/archives/181 The stock market took a pretty big hit today, all week actually. It was down almost 2% in early morning trading. I took that opportunity to jump on some stocks. Many investors probably jumped ship but must keep in mind to buy low and sell high. Everything else ... http://vickypham.com/archives/177 We thought it would be completely cute (or completely dorky) to dress up in plaid. You decide. Our first family photo for 2010. We wish everyone a great and happy 2010. Now, some reflections. I can’t believe it’s already 2010. I remember when I was in ... http://vickypham.com/archives/171 Want a simple and quick meal that also delicious? My go-to meal is Chicken Fettuccine Alfredo. What makes it quick is that I use store-bought sauce instead of making my own, and the rest is easy to throw together. Store-bought sauce: Classico creamy alfredo ... http://vickypham.com/archives/166 Fees. Oh, how I hate that word. I don’t like the thought of our hard-earned money going towards something that could have been avoided. With the recent economy, you may have noticed that credit card interest rates and late fees have skyrocketed. So not only are you paying for something ... http://vickypham.com/archives/160 It’s that time again. Thanksgiving is just around the corner and every year, people list what they are thankful for. That’s all good and dandy, but frankly, it’s the same ole boring stuff. This year, I’ll do it differently. I’m going to list all the stuff that pisses me off ... http://vickypham.com/archives/153