vickypham.com

My Blog

About

I cook, save where I can, and try to live life to the fullest. Along the way, I hope to share some information that I hope others find helpful or at least, entertaining.

Archive for the 'Tips & Advice' Category

Getting Rid of Fees

Monday, November 30th, 2009

Fees. Oh, how I hate that word. I don’t like the thought of our hard-earned money going towards something that could have been avoided. With the recent economy, you may have noticed that credit card interest rates and late fees have skyrocketed. So not only are you paying for something that could have been avoided, [...]

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How We Reduce Our Expenses

Thursday, April 23rd, 2009

Ever since we had the baby, I noticed that we are not spending as much money on leisure activities anymore, which has been great on our wallet. We gradually and unnoticeably cut these activities out of our lives so we don’t even miss it as much. Here are activities that we have given up [...]

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Negotiating with Contractors

Tuesday, February 17th, 2009

When I first traveled to Vietnam at 11 years old, I was able to witness my grandmother’s strong and relentless attitude when it comes to dealing with market vendors and contractors. She may like a fragile, elderly woman but she is everything but. She knows what she wants and she knows how to get the [...]

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Things You Will Learn as a New Parent

Tuesday, February 10th, 2009

I can’t believe where the time has gone, but it’s almost a year since I became a mother. During the past nine and a half months, I learned a few things about being a new parent. Below are some of the things that you too can expect when you become responsible for a little human [...]

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Vicky’s Money Saving Tips Part II

Saturday, January 24th, 2009

For those with babies such as myself, make your own baby food
I started off by buying those jarred baby food. Not only did my baby refused to eat store-bought baby food but it was very expensive. Those little jars costs around 0.80 cents a piece and I really question how healthy it is to feed [...]

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Vicky’s Money-Saving Tips Part I

Wednesday, January 21st, 2009

With the current economic crisis and mass lay-offs happening all over the Bay Area, many are really strapping down their finances to make sure they can support themselves in case they find themselves unemployed. I have always been very frugal and my frugality has helped me and my family save nicely. We have an emergency [...]

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