vickypham.com

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I cook, save where I can, and try to live life to the fullest. Along the way, I hope to share some information that I hope others find helpful or at least, entertaining.

Archive for the 'Thoughts' Category

Edison Learns to Sleep on His Own (Sort of)

Tuesday, August 17th, 2010

We decided to finally teach Edison to sleep in his own bed. He’s been sleeping in bed with us and normally, we don’t mind, but our King size bed doesn’t seem to fit us anymore.
The little butterball, who’s now 2, sleeps in between us, and he takes up more than his allotted 1/3 space [...]

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It’s the Simple Things that Matter

Sunday, June 6th, 2010

The fondest memory I had as a child was when my mom took me and my siblings to the nearby creek to catch crawfish with our homemade fishing poles, or flown our homemade kites in the front yard, using them as a mean to “send messages to God.” Cost of such adventures, nearly zero, but [...]

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BAC Loan Modifications

Thursday, April 8th, 2010

For the past eight months, I’ve been trying to do a loan modification for my parent’s house through Bank of America under the “Making Home Affordable” program. Although my parents qualify, I have had absolutely no success in making any progress towards a loan modification. I have come to the conclusion that the BAC Home [...]

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Interest rates are at their all time lows, and it’s unfortunate that people can’t take advantage of that. Why? The whole subprime mess caused by banks have drastically reduced home values. Reduced home values have raised the loan-to-value ratio way over 105%. Who gets punished? The good homeowners who are looking to refinance.
Let me back [...]

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Pulling Out My Hair

Friday, January 29th, 2010

I have so much stuff on my plate. Sometimes I feel like pulling out my hair.
Not only do I have my own personal matters to take care of, but I have to deal with other people’s personal matters as well, particularly my mom’s.
For some strange reason, I am the one out of my two siblings [...]

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A Little Update

Friday, January 15th, 2010

The stock market took a pretty big hit today, all week actually. It was down almost 2% in early morning trading. I took that opportunity to jump on some stocks. Many investors probably jumped ship but must keep in mind to buy low and sell high.
Everything else in life seems to be falling into [...]

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Going Plaid for 2010

Sunday, January 3rd, 2010

We thought it would be completely cute (or completely dorky) to dress up in plaid. You decide. Our first family photo for 2010. We wish everyone a great and happy 2010.
Now, some reflections. I can’t believe it’s already 2010. I remember when I was in the third grade, finding it difficult to transition from [...]

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My Thanksgiving Thoughts

Monday, November 23rd, 2009

It’s that time again. Thanksgiving is just around the corner and every year, people list what they are thankful for. That’s all good and dandy, but frankly, it’s the same ole boring stuff. This year, I’ll do it differently. I’m going to list all the stuff that pisses me off and hopefully, my bitching and [...]

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My Weed…Not that Kind of Weed

Wednesday, July 22nd, 2009

Sometimes I like to pick up a rake and put on garden gloves and just work in the yard. It’s a great way to get some exercise while getting work done around the house. Now that Edison is able to walk on his own, it’s also a great activity to do together. Mommy puts [...]

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Get Me Away From the Parents!

Tuesday, July 7th, 2009

For as long as I can remember, I only had one wish. I wished my parents would simply get along. I did not want toys or any other materials thing. As a little girl, I only wished that my parents would behave more like the parents of the kids around me.
Now at 27 years [...]

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